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Additionally, customers for this kind of strategy could have severe lawful or criminal backgrounds. It's important to note that various providers offer a range of issue ages on their guaranteed issue policies as low as age 40 or as high as age 80 - funeral cover quotations. Some will also offer higher face values, as much as $40,000, and others will permit much better survivor benefit problems by boosting the rate of interest with the return of premium or minimizing the number of years until a complete survivor benefit is offered